Are you looking for a list of banks in Nigeria that provide proof of funds for JAPA, study, family relocation, or other purposes?
Great! You’ve come to the right place. Proof of Funds (POF) is a crucial document for visa applications, school admissions, or even business opportunities.
But not all banks in Nigeria make it easy to get one. Don’t worry—we’ve got you covered! In this post, we’ll share a list of banks that you can use for your proof of funds in Nigeria, along with tips to make the process smoother.
Plus, if you need help getting your proof of funds quickly and affordably, POF NG is here to assist.
Let’s dive in!

What is Proof of Funds (POF)?
Proof of Funds is a document that shows you have enough money to cover your expenses while abroad. It’s required by embassies, universities, and immigration offices to ensure you can sustain yourself financially.
Whether you’re JAPAing for study, work, or family reasons, you’ll need a POF to make your dreams a reality.
Here is the List of Banks That You can Use for Proof of Funds in Nigeria
Keep in mind that the interest rates may vary slightly depending on the bank and you can’t directly get funds from any of the banks as they don’t provide Proof of Fund themselves, but you can indirectly fund the banks account through a finance or micro finance, or enterprise businesses, learn more here
| Bank Name | POF Account | Processing Time |
|---|---|---|
| Access Bank Plc | New & Existing Bank Account | 1–3 business days |
| Premium Trust Bank | New & Existing Bank Account | 2–4 business days |
| Citibank Nigeria Limited | New & Existing Bank Account | 2–5 business days |
| Providus Bank | New & Existing Bank Account | 1–3 business days |
| Ecobank Nigeria Plc | New & Existing Bank Account | 2–3 business days |
| Stanbic IBTC Bank Plc | New & Existing Bank Account | 1–3 business days |
| Fidelity Bank Plc | New & Existing Bank Account | 2–3 business days |
| Standard Chartered Bank Nigeria Ltd. | New & Existing Bank Account | 2–4 business days |
| First Bank Nigeria Limited | New & Existing Bank Account | 3–7 business days |
| Sterling Bank Plc | New & Existing Bank Account | 2–5 business days |
| First City Monument Bank Plc (FCMB) | New & Existing Bank Account | 2–4 business days |
| SunTrust Bank Nigeria Limited | New & Existing Bank Account | 2–5 business days |
| Globus Bank Limited | New & Existing Bank Account | 1–2 business days |
| Titan Trust Bank Ltd | New & Existing Bank Account | 2–4 business days |
| Guaranty Trust Bank Plc (GTBank) | New & Existing Bank Account | 1–3 business days |
| Union Bank of Nigeria Plc | New & Existing Bank Account | 2–4 business days |
| Heritage Banking Company Ltd. | New & Existing Bank Account | 2–5 business days |
| United Bank For Africa Plc (UBA) | New & Existing Bank Account | 2–5 business days |
| Keystone Bank Limited | New & Existing Bank Account | 2–4 business days |
| Unity Bank Plc | New & Existing Bank Account | 3–5 business days |
| Parallex Bank Ltd | New & Existing Bank Account | 2–4 business days |
| Wema Bank Plc | New & Existing Bank Account | 2–4 business days |
| Polaris Bank Plc | New & Existing Bank Account | 2–4 business days |
| Zenith Bank Plc | New & Existing Bank Account | 2–5 business days |
Major Nigerian banks like Zenith Bank, Providus Bank, First Bank, UBA, and GTB Bank can provide Proof of Funds (POF) services through an Agent or Finance company. Other newer digital banks like Globus Bank, Parallax Bank, Stanbic IBTC also offer POF services through an Agent or Finance company.. Customers can typically obtain a bank statement or a POF letter from their bank branch.
Need Proof of Funds Fast? Contact Us Today!
If dealing with banks sounds stressful or time-consuming, we’ve got a better solution for you. At POF NG, we provide:
- Affordable proof of funds services
- Fast processing (24–48 hours)
- 100% legit and verifiable documents
- Live-chat Support 24/7
Get in touch with us now on Whatsapp here
We’ll handle the stress so you can focus on your JAPA dreams!
FAQs About Proof of Funds in Nigeria
1. Can I get proof of funds from any bank in Nigeria?
Banks don’t offer proof of funds services, but POF can be sent into any banks like normal bank transfer through a micro finance, finance house, or any business to use the fund as POF for you. Some banks may require you to use new bank account with them.
2. How long does it take to get proof of funds from a bank?
It can take anywhere from 24 hours to a week, depending on the bank. If you need it faster, consider using our service at POF NG.
3. Do I need to have the money in my account to get proof of funds?
Not necessarily. Some banks allow third-party sponsors, or you can use our service to get proof of funds without holding the money yourself.
4. Is it legal to use a third-party service for proof of funds?
Yes! At POF NG, we provide legitimate and verifiable documents that meet all embassy and immigration requirements.
5. Banks that do proof of funds in nigeria
Many banks in Nigeria offer proof of funds (POF), including major ones like FCMB, UBA, Zenith Bank, First Bank, GTBank, and Access Bank, as well as others like Providus Bank, Stanbic IBTC, Parallax Bank, Fidelity Bank, and Globus Bank. Customers can typically request POF directly from their bank if they have the required funds on their bank statment, or through an agent or finance company to fund their accounts with the sum of money they needed to show on their bank statement.
Tips for Getting Proof of Funds from Provider through an Agent
- Start Early: Don’t wait until the last minute to request your proof of funds.
- Gather Required Documents: Bring your ID, account details, and any supporting documents (e.g., admission letter, visa application).
- Be Polite: A little kindness can go a long way with people.
Let us help you avoid the drama and get a legit proof of funds instead!
Why Choose POF NG?
- Affordable Rates: We offer some of the best rates in Nigeria.
- Quick Turnaround: Get your proof of funds in 24–48 hours.
- Reliable Service: We’ve helped countless Nigerians achieve their JAPA dreams.
- Customer Support: We’re here to answer all your questions and guide you through the process.
Ready to take the next step toward your JAPA dreams? Why stress over proof of funds when POF NG can handle it for you at an affordable rate?
Contact us today and let’s make your dreams a reality!

